Articles by William Rabb

Rabb is Southeast Editor for Insurance Journal. He is a long-time newspaper man in the Deep South; also covered workers' comp insurance issues for a trade publication for a few years.

Florida Restaurants Go Hungry in Federal, State COVID Suits vs. Lloyd’s

Florida restaurants have had little success in recent lawsuits against Lloyd’s of London over insurance coverage for shutdowns during the COVID-19 pandemic. On Wednesday, Florida’s 3rd District Court of Appeal, in the first COVID-coverage ruling by a Florida state appeals …

Claims Frequency Up for 2021, but Workers’ Comp Profitability ‘Unprecedented’

For the first time in more than a decade, workers’ compensation claims frequency, outside of COVID-19 illness claims, increased in the United States last year. But not to worry, the trend won’t last, and the workers’ comp industry continues to …

Visit to Plant Clinic Extends Life of Comp Claim, Carolina High Court Finds

If insurers and employers want to deny a workers’ compensation claim because it was filed too late, they shouldn’t forget about an employee’s visit to the company doctor, which extends the clock under the quirks of North Carolina’s comp statutes. …

Another Florida Insurer Adds Binding Arbitration Endorsement Amid Losses

Heritage Property & Casualty Insurance Co. reported more losses for the first quarter of 2022 and a spike in its combined ratio. But company officials said Friday they are taking aggressive steps, including rate increases, policy changes and tightened underwriting …

Florida Governor Said to Be Eyeing Texas-Style Litigation Law for Special Session

With Florida lawmakers set to convene in less than three weeks to face the swirling winds of the state’s property insurance crisis, Gov. Ron DeSantis has yet to unveil a draft of the reform legislation he would like to see. …

Weight-Loss Surgery Covered by Workers’ Comp, Carolina Appeals Court Finds

Workers’ compensation insurer Erie Insurance Group must pay for weight-loss surgery for an obese woman who was injured at her child-care center, the North Carolina Court of Appeals decided this week. The appeals court upheld the North Carolina Industrial Commission’s …

Rating Firms Urge Florida Lawmakers to Take Swift Action on Litigation, Cat Fund

Two insurance company rating firms have joined the call for Florida lawmakers to approve decisive measures to stave off financial disaster for more property insurers. Legislation passed in 2019 and 2021, designed to deter assignment-of-benefits claims and reduce litigation, “has …

Coming Soon: A Florida Special Session on Insurance. But Will it Come Soon Enough?

Florida’s governor has said he plans to call a special legislative session for some time in May, aimed at the property insurance crisis in the state. But some in the industry, while welcoming the gathering, said it may come too …

‘Going and Coming’ Rule Gets a Little More Focused, Florida Court Decides

A Florida appeals court has put a fine point on the still-evolving “going and coming rule” in workers’ compensation law. The 1st District Court of Appeal found that a man injured on his way to a jobsite was not due …

Florida Action Against Disney More Complicated Than Lawmakers May Have Known

That plan to strip the Disney Corp. of its special municipality status in Florida? It’s more complicated than many Florida officials may have realized. A week after the Florida Legislature acted with lightning speed to dissolve the Reedy Creek Improvement …