Articles by William Rabb

Rabb is Southeast Editor for Insurance Journal. He is a long-time newspaper man in the Deep South; also covered workers' comp insurance issues for a trade publication for a few years.

Court Won’t Intervene on Request to Show Morgan & Morgan’s Relationship with Doctors

Six months after the Florida Supreme Court held that insurance companies’ financial connections to expert witnesses can be revealed in litigation, a state appeals court won’t force discovery of similar information about one of Florida’s largest plaintiffs’ firms. Although the …

Appeals Decisions Give New Ground for Bad-Faith Claims But Support PIP Rules

Appeal courts handed a down potentially costly ruling for auto insurers in Florida, along with some further clarity on the maximum medical costs insurance companies can choose to pay after an accident. First, the U.S. 11th Circuit Court of Appeals …

From Roof Building Codes to ‘Matching’ Limits, Some Changes Underway in Florida

Property insurance companies and roofers in Florida don’t often see eye-to-eye. Insurers have frequently blamed unscrupulous contractors for jacking up claims, and roofing companies have sued insurance carriers, blaming them for systematically denying roof work. So it may come as …

Alabama, Georgia Lawmakers Make Uber, Grubhub Drivers Independent Contractors

Alabama and Georgia are poised to join the ranks of those states making it clear that drivers for Uber, Lyft, Grubhub and other delivery and ride-sharing apps should be considered independent contractors, not employees with workers’ compensation insurance and other …

Nationwide Doesn’t Have to Defend in Suit Against Alabama Child Molester

Nationwide Mutual Insurance Co. does not have to defend its insured, an Alabama man who abused a 10-year-old girl, leaving the victim with little recourse for winning significant civil damages, a federal appeals court decided last week. The 11th U.S. …

With Florida Rulings, Will More Insurers Require Arbitration in Claims Disputes?

A decision handed down Thursday by the Florida Supreme Court, along with a recent ruling by state regulators, could give insurers another tool that could be used to stem the tide of claims litigation. In AirBnB Inc. vs. John Doe, …

No Florida Special Session for Months, but OIR Moves to Allow Roof Deductibles

A special insurance-reform session of the Florida Legislature probably won’t happen before November, when a new House speaker takes office. But the state’s insurance regulators are taking steps on their own to help cut the cost of roof claims. At …

Kentucky Lawmakers Approve Bill to Give Insurers Lower Rates From Home Loan Bank

Kentucky’s General Assembly has become the only legislature so far this year to adopt a bill that could give insurers lower rates on commercial loans from the Federal Home Loan Bank system. The Kentucky Senate this week unanimously approved House …

Citizens: Underwriting Losses, but $81M in Net Income Thanks to Investments

Citizens Property Insurance Corp. directors said Wednesday they continue to worry about the state of the Florida insurance market, Citizens’ growth and its potential losses, despite $6.5 billion in surplus and an $81 million net gain for 2021. “We just …

TypTap CEO: Pause in Florida Writing was Planned; Growth Continues

The February news that five Florida-admitted property insurers had stopped writing new business in the state painted a picture of impending doom for the insurance market in the state. But officials with one of those companies, the relatively young TypTap …