Articles by William Rabb

Rabb is Southeast Editor for Insurance Journal. He is a long-time newspaper man in the Deep South; also covered workers' comp insurance issues for a trade publication for a few years.

The Cable Guy Is Not a Construction Worker, Florida Court Says

The Florida Supreme Court on Thursday handed down no insurance-related opinions in its regular weekly posting and did not report a long-awaited decision on an insurance defense attorney charged with coaching a witness through text messages. But one step down …

Eyebrows Raised After Universal Drops Complaint About Florida Adjusters

The Florida property insurance community was abuzz this week after word got out that a closely watched complaint about some public adjusters’ apparent conflicts of interest had been withdrawn. The head of investigations for Universal Property & Casualty Insurance, one …

Fungus Endorsement Outweighs Resulting Loss in Florida State Farm Case

A Florida appeals court has reversed a trial judge, finding that a homeowner’s State Farm policy did not cover damages from a septic tank leak because of a fungus endorsement on the policy. In State Farm Florida Insurance Co. vs. …

North Carolina Suit Could Signal Change in COVID Claims Disputes

Since the pandemic began, most of the COVID-19-related business interruption disputes have not gone in favor of the policyholders, especially in federal court. More than 90% of motions to dismiss in federal lawsuits, in fact, have been upheld in cases …

Southern States Mean Highest Auto Rates

Four Southern states have some of the least affordable automobile insurance rates in the country, according to a recently published affordability index by the Insurance Research Council (IRC). The index measures the proportion of household income used to pay for …

Florida Policies in Limbo Over Proposed Insolvency Surcharge

The Florida Insurance Guaranty Association is urging insurers to hold off on sending homeowners’ policy renewals until state regulators decide if they will approve a surcharge on premiums to help cover more than $168 million in claims left from two …

Florida’s Citizens Insurance Affirmed in Three of Four Claims Appeals

As Citizens Property Insurance, Florida’s state-created insurer of last resort, works to reduce its exposure, officials there may take heart from three court rulings handed down this week. A fourth decision, however, could end up costing the insurer significantly. In …

Florida Appeals Court Finds Workers’ Comp Judge Used Flawed Logic

If doctors offer differing opinions on a work injury, a judge must appoint a third physician to help settle the matter, according to Florida’s workers’ compensation rules. And an administrative law judge must consider a contingent argument raised by an …

Amid Uncertainty Over Flood Insurance, Florida County Declares Emergency After Unprecedented Rainfall

In what may be a sign of the climate times, a Florida county has declared a local state of emergency after a weather event — even without hope of much assistance from the state or federal government. The declaration by …