Section II (Liability Coverage) of the Business Auto Coverage (BAC) form describes who qualifies as an insured (II.A.1.). Employees using...
Several years ago a relatively new insurance producer asked me this seemingly simple question, “So, what is the secret to...
Begin at the beginning – with the insuring agreement! Coverage can never be any broader. This is the most basic...
Insurance Services Office (ISO) recently released a “matched set” of drone-related endorsements for use with the commercial general liability (CGL)...
Odd but true: The agent called and asked the underwriter to amend the named insured. The insured had policies with...
Departments of Insurance across the country are bracing for the introduction of new commercial property policy language promised by the...
First, let’s be clear – this is only a SMALL sampling of simple questions agents and underwriters fail to ask!...
Myths, legends and lies are hard to dispel and correct, especially when doing so appears to financially harm the teller...
Have you ever noticed that true experts don’t refer to themselves, or even consider themselves, experts? However, others see them...
Completing the condominium insurance picture necessitates “jigsaw puzzle” tenacity. Quite a few pieces must be snapped together to assure the...