Academy Journal

Is it a MORAL or MORALE hazard?

I just read a really interesting article about determining liability when there is a car accident involving an autonomous vehicle. The article presents some of the findings from a study done by Columbia Engineering and Columbia Law School that indicates …

Valuation of Manufactured Homes

Building valuation can be confusing at best. If you go to a real estate website like Zillow, it’ll give you an estimated market value for a building. It’s doubtful that anyone really knows how they come up with their estimates …

Speculations on Risk

If you look at news in any way, you understand that the world is risky. Take a look at these stories in Insurance Journal. Worker in New Jersey Seriously Injured When Ditch Collapses Around Him Two Women Killed After New …

New Years Eve – Some Risk Management Thoughts

On this first day of the year, I think it’s time to introduce a new seasonal them; the holiday risk management edition. Last night, people celebrated the New Year in all of the traditional ways. One of those traditions that’s …

Holiday Policy Language: Christmas 2019

It’s time for another edition of holiday policy language, especially for Christmas 2019. This time, I felt it necessary to address a modern affliction that many people deal with. Some people love this time of year while others simply get …

A Few Holiday Risk Management Tips

This is a note to wish you a Happy Holidays. Before you think I’m backing away from my own personal love for and celebration of Christmas, let me list a few holidays (according to holidayinsights.com) that I hope you’ll celebrate …

Calling All Insurance Experts – Have You Ever Considered Webinars?

I have spent some time the last couple of weeks working on next year’s Academy of Insurance webinar schedule. No. It’s not online yet but look for it to start appearing soon. That made me think about something that I’ve …

Holiday Policy Language: Thanksgiving 2019

It’s that time of year again. It’s a time when millions of us will take to the air or to the road and travel to visit with our families and give thanks for all of the blessings that we have. …

Introducing Popsicle Insurance, A Children’s Book

I wonder how many of us grew up wanting to get into the insurance business. I know that I didn’t. My path took me around the world before I found myself in need of a job. That’s what brought me …

Fix the Broken Healthcare System

It’s November and while I have many reasons to be full of joy this time of year, there are still two events that reduce my joy. In fact, one of them makes me downright upset. The first cannot be helped. …

Academy Journal Archives by Month