Louisiana is vulnerable to extreme weather and natural catastrophes in ways only a few other states experience. By all indications, that exposure will only grow worse, as a combination of sea rise, erosion and subsidence causes Louisiana to lose a …

Slowly but surely, more of the major U.S. auto insurers are rolling out custom products designed to cover the unique risks presented by the emerging market of transportation network companies like Uber and Lyft. Latest to the party is Progressive …

The West Coast’s risk of ruin is even greater than we previously feared. According to the just-released Third Uniform California Earthquake Rupture Forecast, the likelihood that California could see an earthquake of 8.0 or more over the next 30 years …

Governments are having a difficult time keeping up with changes in the culture and in the economy these days. One of the top issues for governments everywhere is how to deal with services that are partly clearly commercial in nature, …

For those whose travel plans weren’t interrupted by the inclement weather, the spring meeting of the tri-annually convened National Conference of Insurance Legislators – held in Charleston, S.C. just as February turned into March – offered intense discussion and debate …

Back in her high school days, my daughter got to be a pretty darned good field hockey player, eventually became the captain of her team. But in her sophomore year, Regina was still locked in a competition with another student …

In a continuation of the encouraging trend of personal insurers embracing innovation as a way to deal with the increased popularity of “sharing economy” services, auto insurance giant Geico has announced it will be rolling out a new product in …

The California Department of Insurance has approved the state’s first private passenger auto policy endorsement specifically crafted to cover drivers for transportation network companies like Uber and Lyft. Coming just 77 days after the CDI signaled it was prepared to …

The National Association of Insurance Commissioners has begun a 30-day comment period on a draft white paper (available here) that no doubt will shape the development in states across the country of insurance requirements relevant to transportation network companies like …

In recent months, controversy over the potential “uninsured” status of drivers for app-based transportation network companies like Uber and Lyft has finally started to settle down. Those two services — the largest, thus far, in this growing field — both …