FEATURES

Disquieting Developments at Kemper

By Charles Boyle * Company struggles with mounting losses.

Trusted Choice and the Independent Agent Brand

By Peter Van Aartrijk, Jr. * Marketing program helps agents profit from the power of intangibles.

Surplus Lines Show Improvement

By Joseph Petrelli * Further declines in combined ratios may be on the horizon.

Risk Retention Groups Owning Up to Success

By Cynthia Beisiegel * Popularity of alternative markets is rising.

2003 Directory of Specialty, Excess & Surplus Markets, Vol. 1

AIR Estimation Model Helps Insurers Price Terrorism Risk

By Stewart Eisenhart * New model accounts for a wide range of potential threats.

Choice and Competition Form Litmus Test for Reasonable Reform

By Donald Hanson * Legislators look to deliver on promised insurance reforms.