FEATURES

MIDWEST SECTION

Tort Reformers Score Victories in Midwest Judicial Races

Illinois, Ohio and Michigan's courts may now be friendlier to insurers.

Going Paperless: Is it for the Independent Agency?

By John T. Sarich * Even smaller agencies can pool resources to benefit.

Competitive Storm Brewing

By Kevin DeVaan * What Spitzer's lawsuit may mean to us all.

Broker Fee Scandal Highlights Need for Reform

By Birny Birnbaum * The effectiveness of state-based regulation is on the line.

NATIONAL SECTION

Insurers Pleased With Results of 2004 Elections

By Dave Thomas * President re-elected, commissioners chosen in five states.

Industry Under Fire: Will Broker M&As Still Keep Pace?

By Linda Garner * Recent investigations likely to produce more cautious buyers/sellers.

Hungry for Growth

By Andrew G. Simpson Jr. * Buyers still hunting for agencies.

Commercial Auto Market Makes U-Turn

By Steve Fall * As loss ratios improve, agents and brokers see more opportunities.