N.J. still rates at the top

Competition helps but drivers still pay most

Maine cop hit by police car covered

Court rules in the case of a stolen police car

N.Y. to issue illegal immigrants licenses

Supporters see fewer uninsured motorists

Mass. warned on coastal development and insurance

Special commission on coastal coverage readies report

Maine strengthen laws on bike helmets and seat belts

Also, restricts teen drivers' use of cell phones

Major Internet disruption would cause $250 billion in damages

New report urges CEOs to take action now

Supreme Court to hear case on product liability law

Case centers on whether federal regulation preempts state law

House-passed flood insurance bill includes windstorm option

But White House threatens veto

The offshore reinsurance tax debate resurfaces in Congress

Domestic insurers claim Bermuda gives unfair advantage

Plaintiffs fail to prove racketeering by Marsh, insurers and brokers

Dismissal of charges follows earlier dismissal of antitrust complaint

Fired-up over safe cigarettes

Now 21 states require cigarettes to be selfextinguishing

Former franchisees challenge Brooke Corp. agent dealings

But fast-growing franchisor denies misleading any agents

SPECIAL REPORT: Salute to Program Managers

How program managers succeed without association endorsements

2007 Risk Retention Group Directory

Niche writing and the soft market

Program diversification helps face increased competition

Advice for starting a captive

How to choose the right service providers

Data breaches leave businesses exposed

New data compromise coverage helps businesses to respond

Closer Look: Business Owner Policies

Today's BOPs offer more coverage options for business owners

Minding Your Business

The good, the bad and the ugly on owner compensation

Closing Quote: Why actuaries oppose adding wind to flood

Not a good idea, says American Academy of Actuaries