Calif. files uninsured motorist ballot initiative

Aims to impose fines on uninsured

Kipper to lead Oregon Insurance Division

Moving from Louisiana DOI

Malibu, Calif., faces wildfires again

Property loss less than expected

Calif. State Fund holds line on 2008 workers' comp rates

Rate filing reflects carrier's dual role

State of emergency declared in Mont.

$20,000 needed for storm restoration work

S&P report examines Calif. earthquake insurance

CEA $8 billion claims paying ability could be inadequate

Safeco estimates Calif. wildfire losses at $35 million

Says will affect Q4 net income

Hawaii County looks to stem flood hazards

Meets National Flood Insurance Program deadline

Deregulation pushing banks into insurance industry

M&As mostly neutral for agents, brokers, insurance companies

Senate approves terrorism insurance legislation

Industry hopes Congress will enact extension by end of year

Legislation to offer incentives for stronger building codes

States enforcing codes could receive additional federal disaster funds

Actuaries have special role when explaining credit scores and losses

Despite evidence of association between scores, losses not clear

Most global organizations lacking in enterprise risk management

Only one in 10 companies in the Americas, Europe integrate strategies

Property/casualty insurance market to remain soft in 2008

Global consulting firm Watson Wyatt says 'it's a buyer's market'

Special Report: Program Business

Loss control crucial to program success

Framing the issues

PCI's new CEO 'scans the horizon' for P/C insurers

Special Report: Program Business

Communication is key when managing program contracts

16th Annual Program Directory, Vol. II

The Commissioners:

Calif.'s Steve Poizner

From insurance consumer to insurance commissioner

Catastrophic events raise business interruption coverage questions

"Reasonably equivalent" location far less than identical or comparable location.

Minding Your Business

Five trends for agents to track

When selling their business, owners should not go bare

How hiring an investment banker can maximize value for a seller

Effectively navigating environmental liability risk

Emerging risk associated with "green" building standards

Closing Quote: Guaranty fund system continues to deliver

Funds fulfill statutory promise to protect policyholders