Inside This Issue

NATIONAL COVERAGE

Spotlight: Inland Marine/Transportation/ Cargo

Special Delivery: Added Value with Cargo Insurance

SPECIAL REPORT: Young Agents Survey/Big "I" Issue

The Freedom to Grow Exclusive Survey: What YOUNG AGENTS Value About Being Independent

Spotlight: Inland Marine/Transportation/Cargo

Marine Cargo for Small to Mid-Size Businesses Doesn't Have to Sink the Ship

Closer Look:

Medical Professional Liability Frequency Down But Severity Still a Problem for Medical-Malpractice Insurers

P/C Insurers Profitable in 2008

But Take Big Hits From Catastrophes, Financial Crisis

Rates Rising on U.S. Property Catastrophe Reinsurance

National Programs Rose Between 10% - 14%

Recession Affecting Insurance Coverage Supply and Demand

Advisen Says Past Recessions Have Not Influenced 'So Profoundly'

International Report

Somali Pirates Step up Attacks; Exemption Renewal for Europe's Insurers

SOUTHEAST COVERAGE

Florida Takes Over Coral Insurance

Insurer Drowning in Hurricane Claims

Georgia Trucking Insurance Agent Charged

Allegedly Added Undisclosed Commissions to Policies

Lawmakers Seek to Ban Chinese Drywall

Sen. Nelson Urges Action on Potentially Hazardous Material

Data Security: A Risk and a Sales Opportunity for Agents

Enormous Market Includes All Businesses That Process Credit Cards

Market Timing: A Faulty Strategy in Buying Earthquake Coverage

Too Many Buy When Earthquake Activity Arises, Then Cancel

IDEA EXCHANGE

Growing Your Property Casualty Agency

8 Ways to Improve Your Sales Timing and Your Income

Minding Your Business

Renewal Strategies in Challenging Times

International Insider

On the Road to Latin American Opportunity

Emerging Errors & Omissions Risks

Excess and Surplus Lines Market Can Help Find Solutions

Make the iConnection: Engage Your Future Leaders

Talent Strategies for Understanding Generation Y

Get in Touch with Gen Y

Why the Modern Workplace Is Important for Young Professionals

Closing Quote: Robert DiMuccio

Too Big To Fail: How the Feds Can Address Systemic Risk

Available Issues

Insurance Journal Southeast

Young Agents Survey/Big "I" Issue; Medical Professional Liability; Inland Marine/ Transportation/Cargo