I've been trying to run through the information on these clusters, so much out there and lots of out of date information on the forums when you search. Was trying to find out if anyone is using Smart Choice and how their selection of Commercial carriers is, as their website doesn't go into much deta...

Guys, Thanks for the great advice. Our driving school is also in the process of starting up CDL classes which could be another great source for the commercial side. I've written a few policies for independent operators in the past, but nothing on recently licensed operators, are they tough to place?

Of the total students coming through the school I would estimate:
Approx 85% would be new drivers
- 75% 16 yrs old
- 20% 18-21 yrd old
- 5% 21+
Approx 15% would be drivers that are attending driving improvement courses, due to accidents/tickets/etc...

I currently own a driving school where I have about 10,000-15,000 students coming through per year and looking into the option of opening up an independent agency in our current location so that I can take advantage of some great cross selling opportunities. I have researched the laws in my state an...