A few more things to consider; are you going to start your agency before you leave the company? I don't know about California, but a lot of companies won't let their active employees maintain a producer's license due to conflict of interest. Double check if you're going to try to do both at once. As...

CSR's can be a great resource, but you need to remember that when push comes to shove, it's the company underwriter that makes the decision whether a policy gets written or not. I worked for a personal lines company that reunderwrote the homeowners book and all of a sudden we were looking for update...

I agree. How the HO-3 works is this; there's minimal coverage for jewelry, furs etc, and that can be increased to around $5000, but that's not all risks. You want to schedule the ring separately; most any company can add a fine arts floater or schedule, and cover the ring as long as you have a recen...

It's better if she can start right in as a commercial trainee, and work up from there. I've been in personal lines for 12ish years, and there are two problems; once you start making decent money you don't want to go back to trainee pay, and folks see you as strictly personal lines and would rather h...

Commission for an underwriter? Doubtful if they're a true company underwriter!! I've never seen a personal lines u/w get a commission, and I haven't heard of commercial getting one although I guess it's possible. The function of an underwriter is to review the applications the producer bound and sub...