Found a couple of good article that details this topic. I strongly believe that clients need to be educated on insurance rather than just selling insurance to the client. Building referrals is critical to an agency's success --> https://www.insuranceclassroom.com/blog/why-insurance-agencies-succeed-...

A lot of local agents provide free quotes and some have the ability to bind policies online. Usually agents will sell you liability policies over the phone/fax/email but they will require you to be present in person for comp/coll policies.

Check out this local http://www.lafamiliainsurance.com