i have a contract with aig, they have great rates on preferred and non-standard markets...but have no home-owner contract at all. I'm in Missouri and have been in the captive market for 3 years or so.

I'm recently out of the captive agency and am now 100% independent. I've got a contract or two, but not enough to satisfy my p&c market, much less any other market. I've read the comments on insurance noodle, my question is what would be the best advice for me to do until i'm established enough ...