You might want to check with your State Association. I have been a member of both for many years. Independent Insurors uses Westport. Some states are allowed to write you a L&H with a P&C endorsement for new or small agencies. The price was excellent when I used it. I currently use PIA's E&a...

I know there are differing opinions but I will give you mine of 18 years. Go to you State Association. Having been a member of both, PIA is by far the best.(I am sure it varies by state.) If your business is majority L&H with growing P&C you may be able to save some money by purchasing a L&a...

Enjoyed the exchanges. We(our agency) has tried or investigated all of them. I am not 100% sure but it appears to depend much on the State you conduct business in. I nearly signed on with SIAA but could not get past some of the ownership issues and signing over the right for entry into my agency wit...

We struggled for 5 years trying to get and then keep the well known carriers. Finally decided to join SmartChoice. It is the best program we found after many hours of research. Less restrictive. More control for me. We now have Safeco MetLife AIG The Hartford. They also have Travelers, Unitrin and a...