I'd also get the non-resident license

Porter wrote:You could just pay the $50.00 or what ever a non-residence license cost in that state and write the policy yourself.

I've always wonder why or how anyone can make it being captive? Maybe the way they do it is what I am currently looking at: A policy; for a retail store (leasing); current insurance from a captive company; has no fire legal liability but has a very low premium. Is it that they sell that low premium ...

So is it commission agent or fee earning consultant? :D etimer , what is an consultant? :? Let see someone who consults for an exposure to insurable risk. They claim to work for other then commission. Scott, claims to be just that, a consultant from the great State Maine. And he's all over the DOI a...

I thought Scott was a consultant? Now I'm confused :?: That because some Jackass from farmers said; that farmers is a better choice then NationWide-Allied Ins. :lol: Then this post happen.. And the funny thing is, it's his first post. SO i'm thinking our Friend Scott as something to do with this dis...

Oh?!?!? That puts an entirely different twist on the subject, I didn't take that much time to read the original post. I always tell my friends, that are clients, " when it comes to the insurance deal, if I know it, I have a responsibility to tell it." So I guess if I had a friend that was ...

Unless you are the agent of reord, you tell her it is wrong and drop it. Look at it this way, like my friends that are police say, "you can't be on the job 24 hours a day." Now if we were Hitler Youth in 1930, we would be telling on our friends and family. Personally I don't have friends t...

God gave us each time on this earth and your time / my time really is no more valuable than the person on the other end of the line. That's the way I look at it. At the moment we have a society that far too many people consider "their" time more valuable than the next person's time. For th...

Back when I was one of those Stockbroker types there was that big cat fight with the Advisor's and Stock Brokers. The Advisor's were so much more moral because they didn't charge, dare I say the word, commission. I did several years as a State Registered Investment Adviser. Between the people I met ...

HM? I'm not sure how to take this post. To some point any part of the sales process is "begging for money" as you have so eloquently pointed out. Also things received in the mail can be related to "begging for dollars." TV advertisement is "begging for dollars." Now we ...

The reason I went with Choices was their price. At $99 that was all I needed, fillable Acord forms. I already had a good Contact Management program. If Simply Easier is going to throw in all that other stuff for another $100, it may be worth it. Plus I can have it on my laptop and desktop for the sa...

Last week I saw a thread about fillable Acord forms and the corresponding software. I didn't pay much attention because my software, Choices Software has been fine for me. Today while browsing I did enter the Simply Easier site. I must say, if what they are telling is true it is quite a deal. All th...

Funny but true! So here is the final update on the contractor using his truck on a PAP. Last night he called and said he is going with Nationwide. I asked about the truck? He said the Nationwide quote has his truck, personal auto and house on the same quote. What can I say? For over 20 years I've kn...

Yes I can get on a rant but lately my luck of coming into contact with "rant-able" causes has been high. My current rant was brought about because my neighbor was one of those contractors on a personal policy. I suggested the business auto and the premium is almost what the personal auto w...

It was a ST Farm agency. When I offered my astonishment that the insurance company would do the "son delivering pizza" the guy was clueless as to why I would be astonished. I even went a bit farther with him. So I said, I have a friend that is a carpenter type and he has his work truck on ...

Exactly how do you consider HVAC and plumber to have less exposure than ..oh let's say a General Contractor? If anything a plumber is going to be making more over the road calls. Have you ever in your life worked construction? Thirty years ago I did and let me tell you...a lot of tuff happens on a j...