Any recomendations? I sometimes get replacement cost on homes over 1.5 million. Most carriers will not take this type of risk especially in a brush area. What are the best companies to go with?

I am a new insurance broker in Southern California. I have recently ran into a few people that are looking for Non emergency medical transportation for hire. Every MGA I go to seems to want to charge an unbelievable amount for this type of insurance. I was wondering if anyone out there knew of an in...