Hmmm.....I think you might find that the mortgage protection market is a different market than say final expense/senior market. As such the technics of generating business would be different. I have at one time or another used various lead generation sources and methods, and found that none are 100%...

For agency bill stuff, I routinely use Baytree Finace out of Illinois. They are based in a small town bank and are very helpful.

Scott

What State?

OK... I keep see and hearing that it is sofening and that carrier appointments are becoming available. But other than some softening in premium pricing for certain classes, I haven't seen any these effects yet. Am I looking in the wrong places?

<!--QuoteBegin-sanddog+Apr 13 2005, 12:46 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td> QUOTE (sanddog @ Apr 13 2005, 12:46 PM)</td></tr><tr><td id='QUOTE'><!--QuoteEBegin--> cvoorhees, Ok I'll make it simpler you guy's and gal's. There are 4 way to...

I have a relatively new agency (about 2.5 years), and I am still fighting a lot of the carrier battles, but there does seem to be light at the end of the tunnel. To add to the C/L vs P/L discussion, to make it within P/L you need to have very competitive rates because the customers are not loyal; (h...

Within the L&H industry, UA is referred to a commission driven product. This means that it is frequently sold because the commission is higher than the norm and that keeps their captive agents from moving on. (in theory). If you really want to sell health insurance and medicare supplements, get ...

Reading through this thread, I think you need to remember that in a way there are a couple of different breeds of insurance sales types. (I know you can mix and match the combinations differently, but this makes a good start). I am using common conbinations because of the different licensing authori...