Personally, I think the best solution is to ask the client who needs a certificate. A company's insurance information, in my opinion, should be supplied only to those with a "need to know." Once that need has passed, there is no sense using your time to issue them nor to spread around your...

How large is the agency you are dealing with - how many carriers do they represent? Did they advise you of their marketing efforts - how many carriers they approached and what were the results? You may need to contact a larger agency, perhaps an office of a large regional or national independent age...

You are a smart man to inquire into the financial strength of the insurer--too many insurance buyers consider price only. As others have noted, this entity does not receive the outside scrutiny of rating organizations such as AM Best and participation can be a real crap shoot. I work for a large nat...

I think the original writer was just trying to determine if handwriting analysis could play a role in claims fraud investigations, thus was asking if any forms were ever handwritten.

One would think that handwriting is used to tie to fraud to a specific individual

Nowadays most reporting is done via phone call and the agent or the insurer fills in the information into a computer system. At some point the insured probably completes some type of statement, proof of loss, listing of damaged goods, etc. that may be handwritten or typewritten. Claims can also be r...

These aren't necessarily in order ... --The markets they represent and the MGA's relationship with that market. --Experience and knowledge of the MGA's staff brokers. I don't want to waste my time with unskilled brokers. --I love it when an MGA broker can tell me what he/she can do (coverage and pri...

The insuring agreement under an ISO business auto policy says: We will pay all sums an "insured" legally must pay as damages because of "bodily injury" or "property damage" to which this insurance applies, caused by an "accident" and resulting from the ownersh...

Joe Agent, you'll either need to be hired by an approved Pre-licensing Education Provider in your state or become one (in addition to being approved as an instructor). Check with your state's insurance commission as to the requirements. You can't just put out a shingle.

First and foremost you need expertise in the subject matter to be taught. I think most students are looking for someone with practical, long term experience and professional credentials. Couple that with teaching and speaking ability, so that your instruction is both informative and interesting. The...