Search found 10 matches

by Nice Surplus Lines Broker
Tue Jul 24, 2007 11:17 am
Forum: Opinions
Topic: Spitzer the great fee crusader?
Replies: 2
Views: 3194

Isn't Spitzer on the cover of the New Yorker?
by Nice Surplus Lines Broker
Thu Feb 22, 2007 2:21 pm
Forum: Opinions
Topic: Selling insurance to illegal immigrants
Replies: 19
Views: 14068

Selling insurance to illegal immigrants

Yay or nay? What do you do if you know that proposed insured, say a person opening up an ethnic restaurant, is an illegal immigrant? Makes them a criminal, right?
by Nice Surplus Lines Broker
Thu Feb 22, 2007 2:18 pm
Forum: Opinions
Topic: Ethics Case #4 - Employment Application Lies
Replies: 11
Views: 8154

I think I would tell the employee she needs to get her CIC asap. And 86 the CIC after her name until she earns the darned designation!

I probably would not fire her for lying about her credentials if she were an invaluable asset to the company.
by Nice Surplus Lines Broker
Fri Dec 01, 2006 11:39 am
Forum: Hard-to-Place Accounts
Topic: Site Improvement Contractor - NJ
Replies: 0
Views: 3512

Site Improvement Contractor - NJ

Need market for CGL on site improvement general contractor, streets, roads, sidewalks, sewer lines for condo. development in S. Jersey. Annual cost: $2,000,000. New Venture.

Thanks.
by Nice Surplus Lines Broker
Tue May 30, 2006 1:21 pm
Forum: Opinions
Topic: Question for Property and Casualty Insurance Agents
Replies: 25
Views: 19175

This is probably somebody who is unhappy with his current agent and is shopping for a new one. Oh boy, if I only had a dollar for every account I have seen where the insured is "unhappy with his current agent." Some of the reasons for this include: 1. Insured low-balled his exposures going...
by Nice Surplus Lines Broker
Wed Nov 16, 2005 2:30 pm
Forum: Opinions
Topic: Contractor GL Question - Occurrence form
Replies: 3
Views: 5871

Prior Work Exclusion

The modified occurence form says that the policy will pay for damages for which the insured is legally obligated...as the result of an "occurrence" which first manifests during the policy period. Damage or injury is manifest when it is diagnosed or apparent to any person. I would like to p...
by Nice Surplus Lines Broker
Thu Sep 22, 2005 9:42 am
Forum: Hard-to-Place Accounts
Topic: Buildersrisk Liability
Replies: 2
Views: 3279

walk away from this insured

If the contractor doesn't have GL, he probably doesn't have comp. either. I just got two claims in on an insured, a building owner that was having rehab work done to a dwelling by a contractor. Lo and behold, the contractor did not carry Work Comp. A worker got hurt and got an attorney. The attorney...
by Nice Surplus Lines Broker
Fri Sep 16, 2005 11:54 am
Forum: Hard-to-Place Accounts
Topic: Auto repo
Replies: 2
Views: 3125

Auto repo

Who is writing repo in PA. Have one currently with Lincoln General, being non renewed. They had him misclassed as a tow truck operator. Premium between $75,000 and $100,000. Expires 9/25/05. Thanks!
by Nice Surplus Lines Broker
Thu Sep 01, 2005 7:07 am
Forum: Hard-to-Place Accounts
Topic: Residential Framing General Contractor in NJ needs CGL
Replies: 2
Views: 3313

Residential Framing General Contractor in NJ needs CGL

All work is subbed. All new construction. 60% townhouses/40% single family. 30 years in biz. Annual cost to subs: $350,000. Annual gross receipts: $3,000,000. One claim being subro'ed - $100,000 reserve. Sub of a sub lifting workers to third floor of residence under construction. Two workers fell 20...
by Nice Surplus Lines Broker
Tue Aug 09, 2005 10:33 am
Forum: Opinions
Topic: GENERAL AGENTS who forget to pay commissions or pay late
Replies: 8
Views: 9275

Commissions

You are receiving the royal run around. Sorry to hear it. You should not have to beg for your commission. The GA is treating you miserably. We have a philosophy - money in (that's not ours), money out (that day or the next). Brokers work hard enough without having to hassle for their commissions. I ...