Scott, I must say that you really ask for negative feedback when your post subject is "Post subject: Agents - Your Clients Don't Trust You". I don't think anyone should call you names or be unprofessional but I can see how a reader can become insulted by your subject title and post content...

With group benefits, the carrier will not compete against itself so if 5 brokers go and ask for the same exact plan design, the carrier will release the same quote to all five. However, if one broker was more innovative than the rest and requested plan designs that were specific to their quote and n...

Sworth writes: "I prefer P&C because I don't have to worry about price being the only factor...as I said before..I provide value." Back up a sec. I am a licensed health broker and I provide a very high degree of value to my clients. It is my expertise and experience that makes sure the...

I did look up some other states in addition to Maine and those states do require the applicant to hold an insurance broker's license in order to be licensed as a consultant so the general public is being protected. Scott, I am still interested in knowing what role a consultant such as yourself takes...

A broker has a fiduciary and contractual relationship with the insurance company. A consultant does not - their contractual relationship is only with their client. Actually, a broker has a fiduciary and contractual obligation to his client, an insurance agent has a fiduciary and contractual obligati...