I have been in your shoes. Here are some thoughts that did generate quoting opportunities for me. Some social networking sites. Use the forums and add your signature line. One good one is Ryze.com. Linkedin.com is also good. It is possible to find linkedin sites that are directed at your area. Anoth...

To Scott, Your suggestions are very good. To sell annuities wouldn't different licensing be necessary? At this point, I only have the basic life and health license, no financial products licensing. I think one of the hurdles for a commercial P&C person to go to life insurance is that commercial ...

"As someone who has had to take pretty awful leads in his career, I would question why you care whether or not the caller remembers giving permission for the lead. The only reason the "lead" is important is that it gives you a reason to give a pitch to your prospect. If I'm following ...

Michael,

I think you are right. I've done a little searching this morning and will try some more.

Phils, My thoughts exactly. However, it likely would not be given to me and would not be seen in a very good light. I'm kicking myself because I rarely leave any kind of seminar or training without getting someone's phone number but unfortunately, that's exactly what happened this time. So I have no...

jimmyr, Thanks so much for your input, especially your comments about the quality of the leads. That was always what I thought about "robo" calls. I'm amazed people answer them at all. I've actually sold a half dozen policies in the past 2 weeks, which I didn't think was all that bad consi...

I appreciate your comments very much; very good advice. The situation is that I am currently not working at all and I'm having very little luck finding anything in P & C Commercial work available in my area. Now if I were just an adjuster, there seems to be lots of work but I have no experience ...

I have found myself making a strange transition from 20 years of Commercial P&C Work to selling final expense insurance. I'm not alone in this strange move. I have several friends who've been forced to try this with the economic woes we find ourselves in these days. I found an agency based in an...

I too completed my CPCU in the mid 80's when it was 10 parts, all essay exams. It's been my experience that a CPCU means more to an insurance carrier or to a large, international brokerage. I would have to say that it has gotten my foot in the door many times but possibly shut me out just as many ti...

I only have experience with Superior Access. I don't find them easy to work with from a distance of several states. Perhaps if you are in the same time zone, they are easier to work with. They have good markets but I can get the same markets through other similar operations here in Texas for no annu...

My experience with Texas Mutual is excellent. Their on line quoting system makes it very easy (in most classifications) to generate a quote/proposal. However, if the classifications require UW approval before release, the delay is sometimes significant. 1st Comp is very competitive with Texas Mutual...

Have any of you ever considered a "virtual assistant"? I've been thinking about this a lot. If you could find someone willing to be licensed in your state, who would answer your phones, use your on line programs to do quotes, issue certs, make vehicle changes, prepare applications, follow ...

Why don't you just hire the "overqualified candidate"? Sure, you might have to pay a little more. But, you get someone who's already licensed, understands the terminology, can fill out any kind of application there is, knows the markets and typical pricing, and is less likely to create E &...

Do you have a web address for ISU?

Thanks in advance.

Of course the story isn't the same. My points in sharing the story were 1) yes, still fuming after all these years that they DIDN'T step up to the plate and admit their OBVIOUS error, 2) they bring money, connections, and time to any negotiating table (a small business owner doesn't have much of any...