A couple of more resources, one rarely mentioned but I know they help a lot of independent agencies:

agentequity.com. specifically their cluster button.

on you tube: http://www.youtube.com/watch?v=JheSzktMLsw

sales training: www.southwesternconsulting.com

Hope it is helpful

GT

Justin, your frustration is pretty common. There are some options outside of clusters that allow you to prove yourself to the carriers WHILE going through the appointment process, write business, and keep your money in your pocket. http://www.startaninsuranceagency.com, The Prospect Agency Group, Su...