Search found 12 matches

by captivenomore
Tue Feb 12, 2008 4:33 pm
Forum: Hard-to-Place Accounts
Topic: New Producer Needs Help
Replies: 8
Views: 6909

I made a similar move some years ago. I have been active in my community for many years, Chamber, non-profit groups, etc so many business people already know me. They are familar with my character, my reputation for getting things done & doing what I say I am going to do. That seems to be a rare...
by captivenomore
Thu Nov 01, 2007 2:37 pm
Forum: Opinions
Topic: Foremost
Replies: 5
Views: 4762

Foremost is our first choice for mobile homes & some specialty DF in SD. We have had good experiences with them.
by captivenomore
Tue Oct 16, 2007 3:04 pm
Forum: Opinions
Topic: Agents and Agencies
Replies: 8
Views: 7211

As a former CSR who recently moved into the producers chair, this post was especially timely. This is all stuff I know but it's good to have it reinforced. I have worked hard to earn a reputation that I will do what I say I will do and I try to get back to people as quickly as possible. You can prom...
by captivenomore
Wed Feb 07, 2007 3:45 pm
Forum: Hard-to-Place Accounts
Topic: When is a drycleaner not a drycleaner?
Replies: 3
Views: 3648

We have a laundromat with dry cleaning drop off station under class code 14732. It's placed with a regional carrier, LeMars Ins Co
by captivenomore
Fri Jan 26, 2007 4:19 pm
Forum: Hard-to-Place Accounts
Topic: Trampolines
Replies: 8
Views: 9509

I just posted a reply under the Dogs posting. NWGF is a midwest regional carrier that will write an exclusion on the trampoline so you can still write the home. I have had many homeowners get rid of the trampoline when you explain the liability exposure & that most deaths/injuries happen w/ youn...
by captivenomore
Fri Jan 26, 2007 4:11 pm
Forum: Hard-to-Place Accounts
Topic: Dogs & Animals of Vicious Tendency
Replies: 6
Views: 6051

We use NWGF (a regional carrier) when we run into dog or tampoline problems. They will exclude the animal or trampoline which will allow us to write the home. We make sure to explain that there is no coverage for any injuries or claims involving the dog or trampoline & have them sign the exclusi...
by captivenomore
Fri Jan 26, 2007 12:11 pm
Forum: Opinions
Topic: The Reason People Buy Insurance from You
Replies: 11
Views: 8478

I agree totally! At my previous office, my owner insisted on reviewing all commercial quotes prior to my presenting them even though he was only in our office part time. Through my personal aquaintance, I was able to quote a new local business. When I called her back w/the quote, she said I was a we...
by captivenomore
Mon Oct 16, 2006 3:55 pm
Forum: Opinions
Topic: Mortgage Brokers
Replies: 5
Views: 5503

I have had good success with fruit baskets. I just bought the stuff at the grocery store, put it in an attractive box lined w/tissue paper, and stapled my business card to the front. Much better response than when I brought sweet stuff. I have written new business directly because of this. Don't for...
by captivenomore
Mon Aug 21, 2006 10:22 am
Forum: Opinions
Topic: Liberty Mutual
Replies: 5
Views: 5878

I haven't worked for them but when I lived in NH, they seemed to go through a lot of help. Constantly had ads in the paper.
by captivenomore
Fri Jun 09, 2006 2:55 pm
Forum: Opinions
Topic: Insurance can be FUN :)
Replies: 25
Views: 20797

Ya gotta wonder!

I had a client call earlier this week for an auto quote. He had just purchased a car with a loan & needed full coverage. I gave him the quote, breaking down the coverages as I always do. He asked why he needed to pay extra for liability coverage if he had full coverage. I explained several times...
by captivenomore
Thu May 11, 2006 10:25 am
Forum: Opinions
Topic: Insurer ratings
Replies: 5
Views: 5162

Company ratings are very important. Most of our local mortgage companies require A or better. One local independant wrote a lot of business with a non-rated company cuz the premiums were 50% less than most other companies. When we had a CAT event, those insureds were left with uncovered damage. Need...
by captivenomore
Fri May 05, 2006 3:39 pm
Forum: Opinions
Topic: Staffing
Replies: 18
Views: 14608

I agree, if you are working in an office with no support, there are better options out there. It is to their advantage to have producers who are producing & presenting the company in the best possible light. I did notice that your spelling and grammer could use some polishing. A prospective clie...