Get a "Clue report" :P :lol: All joking aside. Regardless of which company you are going with for individual life and health they will have access to a medical clue report that shows his previous medical records. Even information that was put in a life and health application within the las...

I have been in the insurance business for 10 years as a direct writer and a broker. Currently I am working on starting an agency specializing in commercial insurance. The brokerage that I work for now is a large national company that uses applied (tam) in our office. Reading some of the comments her...