How about everybody -especially on the coast, buys flood insurance. How about expanding flood beyond the $250,0000 limit. What about adjusting flood zones to take into account tidal surge? What about adjusting flood premiums upward for those higher risk areas? There are a lot of answers, all cost mo...

You said you have one company; first you need to determine what their best product is. Based on your posts I'm guessing your Co. has a decent Homeowners product. Forget the realtors they are lazier than most insurance agents. Contact the mortgage brokers tell them that you can provide evidence of in...

You will need an up to date 4-point inspection (call a home inspector located in your phone book). If you don't get a cancellation notice dated 90 days prior to the expiration date of your policy your policy will be getting renewed. IF you get the cancellation you can confirm with your agent the nee...

Try insuring homes in Florida

This conversation started with a question concerning how a small agency screens and hires. I have a small personal lines agency and have no problem-hiring individuals without experience (Grocery clerk"¦). I don't want bad habits, I'm trying to fix my own. I have approached people in stores/shop...