The reason I ask is that I can get retail commissions from at least one of the online wholesalers (AgentSecure - 15% BOP, Comm Auto and Umbrella New and about 12% Renewal), I own my book, and I can get real time quotes from multiple carriers at the same time. Their fast quote process allows me to an...

What is the advantage of a cluster over one of these online wholesalers?
The clusters have no technology and take forever to just quote a piece of business?

There is some bad info in the previous comments about AgentSecure. First, upon choosing class, city, state and region, AgentSecure electronically responds with which carriers have an appetite for that risk and the significant UW issues that apply to class, city, state and region. That really helps w...