Golden Bear is the carrier I have the best luck with price and coverage wise.

Make that iix.com

Try signing up with one of the companies who will allow you to run your MVRs for a smaller fee than the carriers. I use iix.net and pay a little over $3 per MVR for California reports.

I wrote a retail reptile (pet) store in California with Safeco 3 years ago. Safeco was aware of the type of animal being 'sold'. Once again however, this won't work for your risk unless there is a retail operation associated with the breeding.

Have you tried Golden Bear? I have an insured with a 7,000 sq ft frame sprinklered building, 30 years old in Los Angeles with building coverage at $1.5 million and BPP at $300K for an annual premium of $5,000 just written last month.

Has anyone come up against Barrett Business Services, a "human resource management company" (per their website) as competition for WC in California? They have several offices in Western states and a few back East. I have a large contractor with a 1.55 x-mod presently insured with the State...