Thanks for all the replies, I know there are pro's and con's with being "captive" vs independent. Since i'm new into this market and need to know the ropes. I have to work with someone local to learn from, be it with an independent agency or with the "namebrand" companies. My que...

I'm in OR, and I just talked to Farmers and Metlife and they both require a certain amount of life insurance policy to be sold. Haven't talk to the American Family manager yet, but probably will sometime this coming week. With Metlife you're an employee but don't own your book. Farmers says you own ...

I'm planning on making a career change into the insurance business. I know i need a few licenses depending on what kind of insurance i plan on selling. The part that is somewhat confusing is being captive vs non-captive (independent). How do you get started with each one? I'm meeting with a person f...