sanddog1 had mentioned CBIC and Financial Pacific as alternatives to Arrowhead and they are great alternatives to Arrowhead, but the problem is that CBIC requires 5 years clean loss runs with no lapses and a credit check. Financial pacific is selective about the territories they will write. I would ...

Beware of Arrowhead/Lincoln General's new policy form. Effective Sept 1, they are now offering the "classic" plan and the "standard" plan. A lot of their marketing would lead you to believe that the "standard" is a full occurrence policy, but it is really just an altera...