Who is your client's policy with? Is it admited or surplus lines? I would be leary about using anything that isn't a true "professional liablity" policy for his coverage. Scout around, there are enough LPL insurers out there that can help him. Consult his state bar too as they will have a ...

I think Facebook can help you with your business. Many future clients, aka the "Millennials", are avid users of Facebook and Twitter. They don't just use the sites for social networking but they use it to get information on things they need. A group of college students at Virginia Commonwe...

The MCCA put out their annual Assessment Bulletin for the July 1, 2008 to June 30, 2009 fiscal period in March 2008. It only addressed teh change in assessment rates ($104.58 per written car year; $20.92 per written historic vehicle year; 33% percentage of the applicable commercial auto PIP written ...

Refer to the following statute: Ins. Law s 2103 (11) of any individual who applies for an insurance agent license in this state who was previously licensed for the same line or lines of authority in another state , provided, however, that the applicant's home state grants non-resident licenses to re...

The announcements will tell you where they went to school and and sometimes I will find logos and mascots on the internet and print them off, ct them out, and glue them on the letter...to make it personal. Be careful about using the logos/mascots of schools (or anything for that matter). These are ...

I agree to double check the coverage and be sure your insured is really purchasing what you think it is. As for E&O quotes, have you tried St. Paul Travelers? They have a dedicated A&E unit in their Hunt Valley, MD office and write country-wide. Call Lee Genecki at 443-353-2256. Travelers ma...

Also consider Stratus Insurance Services. They are a surplus lines broker in Utah and handle outdoor programs nationwide. You will find them on the web at http://www.stratusins.com

"I have every right to "whine", as you put it, about the "cost of doing business" because it is a cost that should rightfully be borne by the carriers who are corporations with the ability to absorb and write off those costs or pass them onto the insureds in policy fees that...

A couple more things for you to consider. Are you a member of the state Independent Insurance Agents of America or PIA associations? As a member benefit, you have access to programs with standard market carriers without the hassle of premium committments. Also, have you considered joining The Iroquo...