tuffdeal, your right i could call. I have learned many moons ago there is always two points of view. Your's and theirs. As for LadyBroker , your absolutely correct i have research the CIBA platform. If your not appointed with a good admitted carrier that write's HOA's or you have and HOA with a hor...

Hello Group, and i must say a very lively one. We are thinking of getting involved with CIBA Insurance Purchasing Group. Their Webb site is very limited concerning coverage information. :? There group claims $500,000,000 property and $76,000,000 GL as group coverage. But i can't seem to find out wha...