Thank you Santa Rosa Ins Broker!

Actually we will start writing tow trucks and a few other classes of comm auto starting November 1. The risk I am working on renews October 1st.

It's certainly good to know I'm not the only one who deals deals with this - but do you know of any resources? Someone suggested I talk to Realtor and the guy I spoke with had no idea. I'll try another Realtor - but it would be great if anyone out there can offer up some ideas where I can get some g...

It is my understanding that lenders may not dictate the amount of insurance placed on a home because CA state law. Is it not true that lenders may not force borrowers to insure their homes for more than the replacement cost? I have checked II.org and CA Dept of Insurance website and can't find anyth...

This outfit does not do repo work.

Is there a CA admitted carrier or wholesaler or MGA who can help me compete against Zurich on a towing operation. My initial inquiries have been met with laughs and eye-rolling. Evidently Zurich has the most comprehensive coverage and exteremly competetive pricing for twoing operations with garage k...

One of my clients is a mortgage pro who organizes investment groups which fund mortgages. I have been asked to gather info on forced place insurance in the likely event that they will need it soon. The problem I am running into is the fact that these investment groups are not corps or LLCs - they ar...

As my Northern CA agency grows I am constantly running into state licensing issues. The most common issue I run into is the second home/vacation home in AZ or Nevada or Oregon. Because I do not have a license in those states I have to refer the business. I looked into non-resident licensing for OR a...

If you are going to spend some money on obtaining Xdates I would check into dataquick/property pro. Once the program is purchased you can run reports based on zip, year built, sale date, etc. - and it is a fair bet that most of these sale dates are the Xdates for home owners insurance. It may not co...

As a captive agent I frequently run into risks my company won't write. When that happens I take it to wholesalers or MGAs - and I signed up with Superior Access one day when I got frustrated with the service I got from a particular wholesaler. I figured the online quoting tool would be beneficial - ...