Search found 13 matches
- Tue Mar 20, 2012 8:06 pm
- Forum: Hard-to-Place Accounts
- Topic: CIBA Insurance purchasing group...Help
- Replies: 20
- Views: 30585
Re: CIBA Insurance purchasing group...Help
UPDATE: All of you that warned against CIBA were correct. Last week CIBA announced a huge rate increase for hundreds, possibly thousands of customers, mostly between 30% and 45% rate increases over expiring premiums, even raising prices to customers that had no claims. Making matters worse, they pro...
- Mon Feb 25, 2008 11:21 pm
- Forum: Opinions
- Topic: Other insurance forums
- Replies: 7
- Views: 5015
InsuranceQuestions.Com is relatively new, currently less traffic than IJ but more user friendly and detailed, all free and open to the public, has great insurance terms dictionary, free insurance job postings, and allows no advertising. The insurance industry definately needs a good public forum for...
- Tue Jan 08, 2008 11:46 am
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
- Tue Jan 08, 2008 12:01 am
- Forum: Hard-to-Place Accounts
- Topic: CLAIMS
- Replies: 4
- Views: 10417
Typically, the risk is where the owner of a property does not occupy it but instead leases it to another (i.e., to a tenant). Even though the owner isn't at the property, there may be some control or vicarious liability that exposes the owner to risk of loss through liability to third parties. The m...
- Thu Jan 03, 2008 10:06 pm
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
Thanks for suggesting that I contact DOI, SLA, NAPSLO and lawyers. The DOI was asked months ago, verbally and in writing, but they never answered. Several lawyers that specialize in the field were also asked, but they couldn't answer the question either. Likewise, none of the people that read this f...
- Fri Dec 28, 2007 8:27 pm
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
- Thu Dec 27, 2007 3:04 pm
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
Thanks csr@ramt, but Insurance Journal maintains this forum publicly, making its website much better than the SLA's. The SLA's website fails to answer my question and it provides no means for public discussion on the subject. Like the California DOI, I believe that the SLA is motivated by self-servi...
- Wed Dec 26, 2007 6:16 pm
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
Thanks for the suggestion LadyBroker. The question is, is there any statute or case that provides an exemption to CIC Sections 41 and 1861.13 for unauthorized insurance transactions? My impression of the DOI is that it is a political bureaucracy, motivated by what may or may not get the attention of...
- Wed Dec 26, 2007 2:19 pm
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
- Thu Dec 20, 2007 5:40 pm
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
- Wed Dec 19, 2007 10:51 pm
- Forum: Hard-to-Place Accounts
- Topic: BUSINESS ALLIANCE INSURANCE COMPANY / CALIFORNIA
- Replies: 2
- Views: 4631
- Wed Dec 19, 2007 10:34 pm
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
Thanks for trying, but those answers are all too vague to be of any practical use. The law is specifically defined by the statutes, adopted by the people of California or by the legislature, not by the opinion of the Commissioner, the SLA or any other person. Nonadmitted policies are enforced in Cal...
- Wed Dec 19, 2007 12:01 am
- Forum: Hard-to-Place Accounts
- Topic: E&S Premium Rates Subject To Prop 103
- Replies: 21
- Views: 15943
E&S Premium Rates Subject To Prop 103
Can any of you technical folks out there tell me where in California's Insurance Code does it say that Surplus Lines premium rates are exempt from the filing requirements of Proposition 103, CIC Section 1861.05(b)? Do the statutes require companies like Scottsdale to file their rates in California? ...