Search found 20 matches

by R Levine
Mon May 04, 2009 10:52 am
Forum: Hard-to-Place Accounts
Topic: Seeking Workers Comp Markets - CA and Multi-State
Replies: 2
Views: 2567

Re: Seeking Workers Comp Markets - CA and Multi-State

If you haven't already, try the GL carrier first. Hartford, CNA, Applied Underwriters and AIG for others.
by R Levine
Mon May 04, 2009 10:50 am
Forum: Hard-to-Place Accounts
Topic: Para-Transit/Non-Emergency Transportation (California)
Replies: 2
Views: 3446

Re: Para-Transit/Non-Emergency Transportation (California)

Call Steve Levy from Capacity Coverage in NJ. They write the same risks in NY.
by R Levine
Fri Apr 10, 2009 11:05 am
Forum: Opinions
Topic: Danger in adding landlord as additional insured?
Replies: 11
Views: 53722

Re: Danger in adding landlord as additional insured?

Adding a landlord is a simple process. Contact an Insurance Broker in your neighborhood. One thing you should review more closely is the lease you may have. There can be verbage that may need to be added to your Insurance policy that can be difficult. You also need to know what are the terms & c...
by R Levine
Thu Mar 19, 2009 1:10 pm
Forum: Hard-to-Place Accounts
Topic: Small Winery in California
Replies: 10
Views: 10086

Re: Small Winery in California

Just wrote one through Chubb. Primarily due to the insured's Personal Lines was with Chubb as well. We had another option through Travelers.
by R Levine
Wed Mar 11, 2009 10:56 am
Forum: Hard-to-Place Accounts
Topic: E&o For New P&c Agents
Replies: 20
Views: 23920

Re: E&o For New P&c Agents

PIA or IIAA
by R Levine
Tue Mar 10, 2009 12:56 pm
Forum: Hard-to-Place Accounts
Topic: Pollution Liability
Replies: 9
Views: 8948

Re: Pollution Liability

Great website: www.upcm.com
by R Levine
Wed Mar 04, 2009 12:58 pm
Forum: Opinions
Topic: Statutory W2 Employee
Replies: 4
Views: 3833

Re: Statutory W2 Employee

There are conversations constantly going on about the difference between an Employee and an Independent Contractor. If you looked at two different companies and the only difference is how the worker gets paid, would the workers be considered employees? this is the big debate. Look on the IRS website...
by R Levine
Fri Feb 13, 2009 11:42 am
Forum: Hard-to-Place Accounts
Topic: ELECTRICAL CONTRACTOR
Replies: 7
Views: 6055

Re: ELECTRICAL CONTRACTOR

Allied North America in NJ -908 991 9140 ask for Anthony Spina. They can do the bonds as well.
by R Levine
Fri Feb 13, 2009 11:39 am
Forum: Opinions
Topic: Liberty Mutual
Replies: 6
Views: 7227

Re: Liberty Mutual

Liberty recently sold the renewal rights of its' Middle market book to 3 Independent retail brokers. The direct sales force was either let go or went to the new place. You should check into how this impacts you in your area before you make any changes.
by R Levine
Thu Jan 22, 2009 12:11 pm
Forum: Hard-to-Place Accounts
Topic: Florida Condo Regulations
Replies: 5
Views: 6487

Re: Florida Condo Regulations

Mightyjoe, my agency is in NY. The insured is in Florida. The new law is a Florida State requirement.
by R Levine
Thu Jan 22, 2009 7:32 am
Forum: Hard-to-Place Accounts
Topic: Florida Condo Regulations
Replies: 5
Views: 6487

Florida Condo Regulations

There is a law in Florida where Individual Condo Unit owners are required to add the Condo Association as an Additional Named Insured. My Agency insures the Association. We were asked to assist the unit owners that are having difficulty with their carriers endorsing the policy accordingly. I have no...
by R Levine
Wed Dec 17, 2008 11:30 am
Forum: Hard-to-Place Accounts
Topic: Hard to place BOP
Replies: 6
Views: 4428

Re: Hard to place BOP

Big Dog hit the markets. Add Seneca as well. These markets will provide Package policies including E&O. You can also try a wholesaler for a stand alone E&O policy.
by R Levine
Fri Dec 05, 2008 1:32 pm
Forum: Opinions
Topic: Depreciation and Betterment in Claim Settlement
Replies: 2
Views: 6648

Re: Depreciation and Betterment in Claim Settlement

The typical valuations on property are: Replacement Cost - replace with like, kind and quality Actual Cash Value - Replacement Cost less depreciation Agreed Amount - Mutual agreement between Carrier and Insured as to the value of the property A claim should be settled by the type of valuation on the...