I am at a producer here at a small agency in MA. The agency principal only beleives in cold calling. No marketing whatsoever. I have been here for about 2 months and have obtained about 1-2 appointments per week. I am primarily prospecting commercial lines. The principal is now starting to bear down...

I am new to an agency with 3 years of experience on the captive side. I am definitely at a great smaller agency that is looking to grow. We have excellent markets. I have been doing cold calling and business after hours networking events for prospecting. I am focusing on small to mid sized commercia...

Thanks Shagster. I appreciate the advice. I was a succesfull captive for over 2 years. I have no book to bring with me as of now.

This would be a draw.

Thank you. You make a good point. The split would be 50% new and 30% renewal at the first agency when I do qualify for commission and 40 new 25 renewal at the second agency, but I would be paid this right off the bat.

I have a quick question for some more experienced producers or agency owners. I am being offered a producer position at two different agencies. One agency is offering a very high base salary but would probably not get any commission for at least a year. The other agency is offering me a small salary...

I would say it would be. As long as the company didn't intentionally murder a person coverage would be there. This is under a standard GL. I would check with the company you are planning on placing this witch to see if there are any specific endorsements that exclude this. Sorry if I am off on this ...

My understanding is that if it is not an intentional act by the owner that there would be coverage.

I know from experience that a GL or LL on a bar of pub usually brings a big commission check but if I had a prospect asking me those types of questions, I would pawn him off on another agent.

This would actually be for a personal sales rep position. Selling auto, home and life insurance. Not sure if that changes things. I know the MA auto market has recently gone competitive as well.

I was wondering if anyone had any opinions on Liberty Mutual as a place to work. I live in New England and they are pretty well known up here? Any opinions?

Thank you. Advice was good. It is a small market risk. A lot of my carriers were staying away from it. Travelers will take the risk. I am also doing an E&O so the premium ends up being decent for the risk.

Really can't help unless I know which region you are in.

I thought about this as well. However, most people place them in the trash and you are likely to get an unreliable person to canvas the neighborhood. Who is to say if you give a teenager $50 to canvas a certain area with door hangers that he does not just place them in the trash and be on his way?

Hi all. I am having trouble placing a BOP. My client has been in business for ten years and does some software developing and "wholesaling of the software" to individuals in research at several universities worldwide. He runs the operation from his office and is producing DNA sequencing so...

Thanks again for the continued advice. I was not aware of the Jaycees and will be contacting them tomorrow. InsMgmt, please understand the"get off my back" comment was due to my boss confronting me within my first month of selling for an agency. I agree with the point about taking an oppur...