Eventually everyone is involved. What was damaged? How? How much? Some courts, including Texas, have decided that property damage "arising out of" one's work is covered under the CGL's "loss of use" of the property being worked on. See, Lamar Homes and Roberts, Sensabaugh. This w...

The Contractor hired the Sub-K'tor who then hired the Sub-Sub K'tor. The Sub-Sub K'tor created the damage. Was the damage charged to Contractor? Is the Contractor an "Additional Insured" under the Sub-K'tors CGL? It would appear that the Sub-K'tor is directly responsible for the Sub-Sub K'...