The question about commercial was intended to mean, do you have experience producing software for the commercial software market. The answers here point to using a commercial software package which is lower risk and shorter timeframe. Developing one is high risk. I also suspect you don't have the b...

Actually, Your questions are too open and vague to answer. Only someone that worked in the office could answer them. Lets take "Open standards like Java or a proprietary system?" This really depends on how much money, staff, time, etc. We don't know that so recommendations are very diffic...

I have to be blunt. These are all great questions. As the CIO/CTO you would not be asking them, you should be answering them. This is basic CIO 101 type questions that anyone doing IT for 10+ years could easily answer. I would suggest that if your group is serious about success, they consider hirin...

Hello- If time poster here.... I recently joined an agency as their CIO/CTO to help them bring to market a product that if successful will have us handling 150,000+ life policies. This is a brand new agency formed by several seasoned insurance professionals so there isn't any existing systems or cli...