People do tend to think that the insurance industry is rock solid and that we arent affected by this economy. They think that since you HAVE TO HAVE insurance, that insurance agents are just rolling in dough. We have our moments too. Just because insurance is mandatory doesnt mean we are getting ric...

Thanks Indy, we still love ya and I totally see your point. Alot of us folks who lost our homes are hard enough on ourselves but you are right, you do have to be in Cali to hear understand the tone here. There are many reasons people lost their homes, and there is blame on both sides when it comes t...

IndyMischief: Might I suggest you ask yourself 3 questions before you run your fingers on a message board? 1. Is it true 1. Is it kind? 3. Is it NECESSARY? If what you are about to say doesnt meet 2 out of 3... sit on your hands! As for how a short sale reads on paper, you need to dispute the Forecl...

I havent filed bankruptcy but I know others who have and it did not affect them. I dont know what state youre from and how your insurance contracts read, but it is generally a case by case basis. Mainly, in this economy, one would think that you could get away with it. I have considered it, I was al...