I had a small one-man-show contractor who had done work for a local businessman. He was happy with the work & hired the contractor to re-side his daughters house and replace an old window while she was away. The work was progressing quickly & he got all the old siding off in one day. He then...

Since this family obviously has some bucks, I would pull all vehicles from the kid and hire a cab or car service to take him to & from school. Put some bucks ($30-40K) in an account for him with the deal that if he complies with not driving ANY vehicle until he turns 18, the $$$ is his to buy a ...

I am dealing with this right now on an account I inherited. I have a retail building insured for $200,000, purchased 2 years ago for $150,000. They just had a fire, gutting about 1/4 of the building. The inexperienced agent who wrote this (then quit) based the value on purchase price plus improvemen...