Search found 64 matches

by jtownagent
Wed Aug 07, 2013 10:49 am
Forum: Hard-to-Place Accounts
Topic: Canadian Auto ID Cards
Replies: 2
Views: 10370

Re: Canadian Auto ID Cards

revision of prior incorrect information
by jtownagent
Tue Jul 23, 2013 12:32 pm
Forum: Hard-to-Place Accounts
Topic: Insuring Fabric Structures
Replies: 2
Views: 10378

Re: Insuring Fabric Structures

Why not call the company marketing/sales department http://www.fabricstructures.com and talk with them about their client's and insurance problems, solutions and options etc.
by jtownagent
Fri Mar 08, 2013 11:44 am
Forum: Opinions
Topic: What is your biggest pain as an agent?
Replies: 45
Views: 85665

Re: What is your biggest pain as an agent?

Bad employee biggest pain. Absolutely no reason for this. Just Get rid of them.
by jtownagent
Tue Feb 05, 2013 12:11 pm
Forum: Opinions
Topic: 1st Year as a Producer Stories
Replies: 25
Views: 106956

Re: 1st Year as a Producer Stories

If you are truly a producer only, I think you should think in terms of commission volume and not premium volume. Then think about how much do you want (need) to make in 3-5 years. I also believe you should validate your pay in 3-5 years, meaning the agency will likley carry you on a draw for the fir...
by jtownagent
Wed Jan 30, 2013 11:57 am
Forum: Opinions
Topic: 1st Year as a Producer Stories
Replies: 25
Views: 106956

Re: 1st Year as a Producer Stories

I can not argue with Lonestar's comments about any client's desire for any producer to have a designation. What I strongly believe is that to be a long term successful insurance professional, one needs to be a student of the business . This includes the technical aspects of insurance (Knowing covera...
by jtownagent
Tue Jan 29, 2013 11:59 am
Forum: Opinions
Topic: 1st Year as a Producer Stories
Replies: 25
Views: 106956

Re: 1st Year as a Producer Stories

Look deep within yourself and ask the honest question: Do you like the insurance business? If yes, read on. If not start looking for another career. You are young, why do something that you do not enjoy. If you do like this business then there are so many great opportunities to succeed. It can be to...
by jtownagent
Fri Jan 18, 2013 11:54 am
Forum: Opinions
Topic: What is your biggest pain as an agent?
Replies: 45
Views: 85665

Re: What is your biggest pain as an agent?

Is it possible for all to agree that the billing is between the company and the client, and that whenever possible the client should call the company billing line directly, or go online to obtain billing info and make payments when possible. Billing is the number one waster of time in our agency. I ...
by jtownagent
Thu Jan 17, 2013 9:35 am
Forum: Opinions
Topic: What is most fullfilling as an agent?
Replies: 4
Views: 11623

Re: What is most fullfilling as an agent?

1) Fulfilling client needs and solving clients problems. Offering "peace of mind".
2) Delivering on promises-ie Claim payments.
3) Getting referrals from satisfied clients.
4) Every client is different-No two days are ever the same.
by jtownagent
Fri Jan 11, 2013 11:55 am
Forum: Hard-to-Place Accounts
Topic: Personal umbrella with commercial exposure on property
Replies: 3
Views: 10760

Re: Personal umbrella with commercial exposure on property

Possibly ULSI www.usli.com or www.Personalumbrella.com You need to be appointed with each, or go though a wholesalers for USLI I think RLI is out, although RLI does have a at home business policy that might help www.iiaba.org Please recongnize this will likely be an umbrella with a hole do to the co...
by jtownagent
Thu Jan 10, 2013 2:19 pm
Forum: Opinions
Topic: What is your biggest pain as an agent?
Replies: 45
Views: 85665

Re: What is your biggest pain as an agent?

Johnnylaw...you may have hit the nail on the head with that one
by jtownagent
Wed Jan 09, 2013 12:05 pm
Forum: Opinions
Topic: What is your biggest pain as an agent?
Replies: 45
Views: 85665

Re: What is your biggest pain as an agent?

1) Billing questions, non payment cancelations, reinstatement request of bad pay clients. 2) Binder requests from mortgage companies that continually sell mortgages 3) Company underwriting appetites or pricing that changes dramatically 4) Marketing reps that bring no value 5) Any one that does not r...
by jtownagent
Fri Oct 26, 2012 10:33 am
Forum: Hard-to-Place Accounts
Topic: Personal Articles Floater-Midwest
Replies: 3
Views: 6217

Re: Personal Articles Floater-Midwest

Big I Markets has a stand alone carrier. Are you a member of IIABA? www.iiaba.net then click on BIG I Markets.
by jtownagent
Wed Oct 24, 2012 11:43 am
Forum: Opinions
Topic: Do I need to schedule fine arts?
Replies: 15
Views: 26764

Re: Do I need to schedule fine arts?

Advantages of fine arts policy 1)No deductible applies-If homeowners policy has special hurricane deductible this can be significant issue for hurricane loss. 2)World wide coverage-in case the specific piece of fine art moves from location to location, 10% limit at other residence would apply under ...
by jtownagent
Tue Oct 23, 2012 1:13 pm
Forum: Opinions
Topic: Do I need to schedule fine arts?
Replies: 15
Views: 26764

Re: Do I need to schedule fine arts?

I do not mean to come across as judgemental, but please attend a class and brush up on personal lines issues, or deligate to another in your agency that does understand personal lines exposures and coverage issues. If you do not know the answer to this basic question, I am concerned with what else y...
by jtownagent
Mon Sep 24, 2012 10:41 am
Forum: Opinions
Topic: Producer book buy out
Replies: 2
Views: 4079

Re: Producer book buy out

There are theoritical answers, but the reality is that every one and every deal will be different, based on the number of factors involved and what is of importance to each party involved.