What's the significance of NCOIL? Doesn't the NAIC make model laws that most commissioners agree to?

There could be some significant premium tax savings going with a self insured program depending on the state.

I think Safety National is a big player for excess comp statutory limits. I thought most big companies had large deductible products - Chartis, CNA, Liberty, Travelers, Zurich, etc.

Are you asking about a deductible policy or an excess policy on top of the SIR?

Are you guys talking about commercial or personal lines? What lines of business? Or does it not matter?

Does it add any value? Do insureds actually look for "Trusted Choice" members?

Years of driving experience (age), driving record and the garbage about being a Prop 103 "Good Driver" actually have less of an effect than consistent coverage to most insurers with any earned premium in PPA in CA. Believe it or not, credit score is one of the most predictive variables. A...

I agree with JAM. I would assume that there would be a rate filing to make prop 17 revenue neutral. I would expect that the new discount being given to the drivers switching insurers would get passed on to the new drivers with no prior coverage.

I think American Team Managers can write roofers through Tower Group.