Hi everyone, I need help locating a $4-5M umbrella for an apartment risk. They have multiple locations. The underlying carrier is not able to offer a per location aggregate but is offering 2/4 GL limits. Carrier is A XV. Thank you in advance for your help.

Hey Pita...we are located in San Diego, CA. Thank you both for your honesty and valuable input...I really appreciate it. I will probably be looking for a newbie. It would be a learning experience for them and me! I don't have any problem with the commission splits as it would be a good incentive for...

Hey Shagster, Thank you for your response. The answers to your questions are as follows: 1. Small to medium BOP/PCKG, Work Comp, Auto, EPLI, etc. 2. I was thinking newly licensed to one year prior experience 3. No support staff, just me 4. I will provide some leads but would like him/her to produce ...

We are looking into hiring a producer so we can grow a bit more quickly and need some advice. Our P & C agency is a small and targets commercial business. We are not able to pay a salary but may consider a small weekly draw. What splits would you recommend? Please feel free to ask questions that...

Hi everyone,

I am looking for BOP/PCKG and Work Comp for a 24 hour restaurant located in CA. Any suggestions? Thank you.

Hi everyone,

I have an account that came across my desk in which I need to find a home for. It is a SCUBA retail store. They are a Five Star PADI dive shop offering air fills and instruction. In the winter months they also sell ski gear. Thank you in advance for your help.

That is who I am competing against unfortunately. Thank you.

simiinsuranceguy wrote:Hey MLS. Why not Allied? I have an appointmnet with Allied and just curious why you choose not to use them.

I am still awaiting loss runs and will forward upon receipt. What market would you be using?

Thank you.

robbiem wrote:We can quote this risk.

Please forward an acord application.

Thank you,

R. E. Chaix & Assoc.
Rancho Cucamonga Office
Phone # 909 484 0122
Direct Fax Line # 949 428 9374

I have a California 24 hour Denny's Restaurant that I need to find a home for (other than Allied)...any suggestions? Has clean loss history. Thank you.

Back to the original question, as an agency owner, what is the producers responsibility when writing and renewing a piece of business? If the producer has more responsibilites, do you pay them more; and vice versa? Your responses are appreciated.

yourinsuranceagent: Wow, ten grand in commission (how infuriating!!)...my splits are a bit better but not much. The more people I talk to explain that the agent tells the CSR where he/she would like to market the account, the CSR obtains/completes underwriting data (loss runs, supplementals, etc.), ...

Hi everyone, I am currently a producer for a firm in California. My agreement with the firm is as a independent contractor. I have a couple questions regarding producer marketing/shopping responsibilities as well as commission splits. First, what is the producer and CSR's typical responsibility when...

Please keep the advice and tips coming...it is a huge help!

Thank you everyone for your responses. Do to the fact that I wrote my post at 12:30AM I failed to provide additional background info that would have helped with your answers; sorry, brain wasn't fully functioning at that time!! :). I am a licensed producer and have been working with a firm as an ind...

I am planning on opening an insurance agency within the next few months. I have general knowledge of what responsibilities there are for having one but am in need of help on what expenses I am to expect to get started...please help. What would be a realistic dollar amount? Thank you.