The scoop on Allstate appointments in independent agencies: Back about 20 years ago Allstsate had a program to offer appointments to independent agencies in more 'rural' areas that the company felt were not large enough areas to support a dedicated Allstate agent. The about 10 years ago, Allstate, i...

I speak only for myself, in situations where I'm doing small commercial, and the insured is a tennant, and often doesn't even have any plumbing stubs in their rented space, then I tell the company/underwriters what they want to hear about updates. I don't think it's the duty of the tennant to be qui...

My experience with Superior Access is similiar. I originally signed with them just after they started with a web based program. In the early days, it was possible to get telephone assistance, but as they grew, the front line staff (especially for LIVE, on line help) couldn't answer any of the questi...