Speech Therapist In Home Business

Porter · Post by **Porter** » Wed Jan 31, 2007 7:28 pm

Who will wright a business like this?

Rob · Post by **Rob** » Wed Jan 31, 2007 9:10 pm

What line of business?

Porter · Post by **Porter** » Thu Feb 01, 2007 10:06 am

General Liability.

LadyBroker · Post by **LadyBroker** » Thu Feb 01, 2007 10:59 am

There is probably a national association for this, ask your client if she belongs to it and to pursue it that way. You'll spend alot of time on this $1000 risk otherwise...

mindyjay · Post by **mindyjay** » Thu Feb 01, 2007 12:19 pm

Philadelphia Insurance should be able to. http://www.phly.com

Rob · Post by **Rob** » Fri Feb 02, 2007 12:29 am

Porter wrote:General Liability.

Hartford will consider this.

Porter · Post by **Porter** » Fri Feb 02, 2007 9:49 am

I aready tried, Hartford, Allied, Safeco, and Travelers. No dice.

INTLXS · Post by **INTLXS** » Fri Feb 02, 2007 12:38 pm

Penn-America has a program for the following:

Counselors "" GL Class Code "" 48600
Clergy (Ministers, Priests, Rabbis, etc.)
Counselors "" Guidance, School
Counselors "" Marriage
Counselors Occupational
Occupational Therapists
Counselors "" Social Worker with MSW
Counselors "" Social Worker with MSW in private practice
Counselors "" Social Worker without MSW
Dietitian/Nutritionists
Speech Therapists
Audiologists

What state are you in? If you are in Ohio, Michigan, Inidana, Pennsylvania or Kentucky, we can help you.

Here is the link to locate an agent in your state:

http://www.penn-america.com/content/agentsearch.asp

efulton · Post by **efulton** » Fri Feb 02, 2007 12:40 pm

We may be able to consider this risk. We typically can combine the GL and Prof exposure for a MP $2,000. Please foward submission to efulton@axiomspecialty.com
Thanks

Porter · Post by **Porter** » Fri Feb 02, 2007 1:52 pm

We are in California.

Rob · Post by **Rob** » Tue Feb 06, 2007 12:46 am

Porter wrote:I aready tried, Hartford, Allied, Safeco, and Travelers. No dice.

Why did Hartford decline? I would be able to do this in CA.

Porter · Post by **Porter** » Tue Feb 06, 2007 6:31 pm

They declined because the risk is out of the home.

Hartford Tech · Post by **Hartford Tech** » Wed Feb 07, 2007 11:46 am

If an underwriter at The Hartford told you that home-based businesses are ineligible, that was incorrect. You should recontact your underwriter unless there was another reason it was declined.

Rob · Post by **Rob** » Wed Feb 07, 2007 11:51 am

Hartford Tech wrote:If an underwriter at The Hartford told you that home-based businesses are ineligible, that was incorrect. You should recontact your underwriter unless there was another reason it was declined.

I was surprised when he said it was declined for that reason.

Porter · Post by **Porter** » Wed Feb 07, 2007 6:49 pm

They said this business was ineligible because of the home business exposure. I got the coverage today through another carrier.

Thanks!

Speech Therapist In Home Business

Speech Therapist In Home Business

speech therapist