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Speech Therapist In Home Business
Posted: Wed Jan 31, 2007 7:28 pm
by Porter
Who will wright a business like this?
Posted: Wed Jan 31, 2007 9:10 pm
by Rob
What line of business?
Posted: Thu Feb 01, 2007 10:06 am
by Porter
General Liability.
speech therapist
Posted: Thu Feb 01, 2007 10:59 am
by LadyBroker
There is probably a national association for this, ask your client if she belongs to it and to pursue it that way. You'll spend alot of time on this $1000 risk otherwise...
Posted: Thu Feb 01, 2007 12:19 pm
by mindyjay
Philadelphia Insurance should be able to.
http://www.phly.com
Posted: Fri Feb 02, 2007 12:29 am
by Rob
Porter wrote:General Liability.
Hartford will consider this.
Posted: Fri Feb 02, 2007 9:49 am
by Porter
I aready tried, Hartford, Allied, Safeco, and Travelers. No dice.
Posted: Fri Feb 02, 2007 12:38 pm
by INTLXS
Penn-America has a program for the following:
Counselors "" GL Class Code "" 48600
Clergy (Ministers, Priests, Rabbis, etc.)
Counselors "" Guidance, School
Counselors "" Marriage
Counselors Occupational
Occupational Therapists
Counselors "" Social Worker with MSW
Counselors "" Social Worker with MSW in private practice
Counselors "" Social Worker without MSW
Dietitian/Nutritionists
Speech Therapists
Audiologists
What state are you in? If you are in Ohio, Michigan, Inidana, Pennsylvania or Kentucky, we can help you.
Here is the link to locate an agent in your state:
http://www.penn-america.com/content/agentsearch.asp
Posted: Fri Feb 02, 2007 12:40 pm
by efulton
We may be able to consider this risk. We typically can combine the GL and Prof exposure for a MP $2,000. Please foward submission to
efulton@axiomspecialty.com
Thanks
Posted: Fri Feb 02, 2007 1:52 pm
by Porter
We are in California.
Posted: Tue Feb 06, 2007 12:46 am
by Rob
Porter wrote:I aready tried, Hartford, Allied, Safeco, and Travelers. No dice.
Why did Hartford decline? I would be able to do this in CA.
Posted: Tue Feb 06, 2007 6:31 pm
by Porter
They declined because the risk is out of the home.
Posted: Wed Feb 07, 2007 11:46 am
by Hartford Tech
If an underwriter at The Hartford told you that home-based businesses are ineligible, that was incorrect. You should recontact your underwriter unless there was another reason it was declined.
Posted: Wed Feb 07, 2007 11:51 am
by Rob
Hartford Tech wrote:If an underwriter at The Hartford told you that home-based businesses are ineligible, that was incorrect. You should recontact your underwriter unless there was another reason it was declined.
I was surprised when he said it was declined for that reason.
Posted: Wed Feb 07, 2007 6:49 pm
by Porter
They said this business was ineligible because of the home business exposure. I got the coverage today through another carrier.
Thanks!