Auto Body shop

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vruser
Insurance Journal Fan
Posts: 4
Joined: Tue Oct 31, 2006 1:35 pm
Location: Orlando, FL

Auto Body shop

Post by vruser »

I am having a real issue trying to find insurance for a 1978 siding with a metal roof for a friend of mine who is buying a collision shop. Would anyone have any advice for me on this one? Thanks!!!
LadyBroker
Insurance Journal Addict
Posts: 366
Joined: Fri Oct 13, 2006 9:10 pm
Location: Southern California

AUTO BODY SHOP

Post by LadyBroker »

What seems to be the issue? The age isn't so old, are there prior property losses, are you close to the coast, does the building need updated? There are so many folks on this board who can help you, we just need to know what line you need, and what has transpired so far.

Good luck!
"It's a typical day, on the road to Utopia.."
vruser
Insurance Journal Fan
Posts: 4
Joined: Tue Oct 31, 2006 1:35 pm
Location: Orlando, FL

Post by vruser »

its in Central Florida and the companies are not writing the siding part. I have three brokerage companies and none want it. This has been become a pain in the butt. If it wasn't my friend, I would of gave up long time ago. I think I can get the liability and the property inside, but no one wants to cover the building itself. I was wondering if anyone knew who would cover such a risk
Sundance
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Posts: 68
Joined: Tue Dec 16, 2003 12:33 pm
Location: Texas

Post by Sundance »

Well in 34 years, I have never heard of a broker not bieng able to write something...I'd find a new GA (or 3) to go thru.

Doesn't Florida have some type of cat pool or fair plan? It makes no sense they'd be willing to write the interior contents and not the exterior (bldg). If the bldg is in bad shape, approach it on a basic/broad form and ACV with a decent sized deductible.

Good luck.
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