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WC for a plumbing company - CA

Posted: Tue Oct 13, 2009 3:57 pm
by edmundich
I urgently need to place a WC for a client of mine. Class codes are: 5183, 5187, 8810. Very high mod due unfortunate and unforseen incindent. Current incumbent is AIG. No PEOs please. Anyone know a market?

Thanks

Re: WC for a plumbing company - CA

Posted: Wed Oct 14, 2009 11:18 am
by Sports_Agent
Do you not have an assigned risk pool on CA. ?

Re: WC for a plumbing company - CA

Posted: Wed Oct 14, 2009 11:48 am
by WorkComp&Sense
What do you consider a high mod (or what is the applicant's mod)?

WorkComp&Sense

Re: WC for a plumbing company - CA

Posted: Wed Oct 14, 2009 1:14 pm
by yoyowordup
Aren't all claims unforseen and unfortunate?

Re: WC for a plumbing company - CA

Posted: Wed Oct 14, 2009 1:54 pm
by edmundich
A high mod is 1.8, There is one claim and it's not realted to safety or risk management violations. That what i meant by unforseen. Most of the WC claims are actually related to safety negligence

Re: WC for a plumbing company - CA

Posted: Wed Oct 14, 2009 4:46 pm
by VineryInsureGal
State Fund is obvious choice - maybe they are the incumbent?
First Comp, Comp West, Ace, Zenith....
WIth AIG - are they with Granite States whose rating tanked last year?
Try going through a wholesaler to access more markets - Commodore in Emeryville is one.

Re: WC for a plumbing company - CA

Posted: Wed Oct 14, 2009 10:04 pm
by edmundich
VineryInsureGal wrote:State Fund is obvious choice - maybe they are the incumbent?
First Comp, Comp West, Ace, Zenith....
WIth AIG - are they with Granite States whose rating tanked last year?
Try going through a wholesaler to access more markets - Commodore in Emeryville is one.
Thanks but i got declined everywhere :(

Re: WC for a plumbing company - CA

Posted: Thu Oct 15, 2009 9:28 am
by slobob
What's the "standard premium"? We may have a market. smartassure@gmail.com Send me details.

Re: WC for a plumbing company - CA

Posted: Thu Oct 15, 2009 11:05 am
by boatfun
If the payroll is over $100,000 Smart Choice has an A rated Work Comp company that writes construction accounts including roofers at 20 to 40% less than State Fund. They also write other hard to place biz like Tree trimmers, Convalescent hospitals etc. and new ventures. Call 559-799-4922

Re: WC for a plumbing company - CA

Posted: Fri Oct 16, 2009 12:35 pm
by ericpaulsen
1.8 mod! Ouch! State Fund all the way!

Re: WC for a plumbing company - CA

Posted: Fri Oct 16, 2009 6:51 pm
by slobob
CALL OR EMAIL--WE HAVE A MARKET (A rated). 775-832-6980 smartassure@gmail.com

Re: WC for a plumbing company - CA

Posted: Sat Oct 17, 2009 7:04 pm
by edmundich
unfortunately too late :( may be next year