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Hired and non-owned auto
Posted: Wed Nov 04, 2009 9:49 am
by hbrundage
Looking for h/no for a home healthcare risk. Have package and all other coverages placed but can't find market for h/n0.
Employees use their own cars to transport patients to Drs. offices, etc.
Re: Hired and non-owned auto
Posted: Wed Nov 04, 2009 11:27 am
by fseigel
Try Sunderland Insurance Services, Walnut Creek,CA - 925-942-4020
Re: Hired and non-owned auto
Posted: Wed Nov 04, 2009 11:44 am
by AlstonCPCU
Have your information prepared regarding the company's policy on enforcing the employees' own insurance coverage, proper limits, and proof of coverage. There are some hefty minimum premiums for this coverage.
Re: Hired and non-owned auto
Posted: Wed Nov 04, 2009 11:48 am
by FFA
Depending on what state, try Smith Bell & Thompson. I thoink they are in Mass or CT - one of the north eastern states.
They offer it thorugh Lexington. They are even writing some of these risk on Admitted Paper.
Re: Hired and non-owned auto
Posted: Wed Nov 04, 2009 12:09 pm
by kevinraz
And be ready for big premium, I seem to remember getting Lexington quotes for this a few years ago starting at $25k.
Re: Hired and non-owned auto
Posted: Wed Nov 04, 2009 4:49 pm
by justthere
Doesn't the owner own a vehicle that can be put into a commercial auto policy. If so, then you can add NO and Hired.